How To Save The Most Money At Macy’s With Star Rewards, Macy’s Money, And More

Who doesn’t love a good Macy’s sale? Whether you’re shopping for clothes, home décor, or holiday gifts, Macy’s has a few insider programs that can help you stretch your dollars way further than the average shopper.

How To Save The Most Money At Macy’s With Star Rewards, Macy’s Money, And More

Most people know about the big holiday sales, but Macy’s runs year-round programs that give you rewards, cash back, and bonus perks if you know where to look.

Here’s how to make sure you’re getting every discount and reward Macy’s has to offer.

Join Macy’s Star Rewards

This is Macy’s main loyalty program, and it’s totally free to join. It works a lot like other store rewards programs – the more you shop, the more you earn.

Everyone starts at the Bronze level, which earns 1 point for every $1 spent. When you use a Macy’s Card, you’ll move up through Silver, Gold, and Platinum tiers to earn even faster – up to 5 points per $1. Every time you hit 1,000 points, you get $10 in Star Money to use on future purchases.

👉 Sign up for Macy’s Star Rewards and start earning on every order.

Watch For Star Money Bonus Days

A few times a year, Macy’s runs Star Money Bonus Days – special events where you can earn even more Star Money on top of your normal points. It’s the perfect time to buy those bigger items you’ve been eyeing.

These days come and go quickly, so it’s worth signing up for Macy’s emails or checking the homepage often so you don’t miss them.

👉 Check the next Star Money Bonus Days here.

Open A Macy’s Credit Card (If You’ll Use It Wisely)

If you’re a frequent Macy’s shopper, the store card can pay off. New cardholders usually get an instant savings offer on their first purchase, and using the card helps you move up into higher Star Rewards tiers where you’ll earn more points per dollar.

Just make sure you only use it when you can pay the balance off – otherwise, the interest cancels out your savings.

👉 Apply for a Macy’s Card to unlock extra rewards and perks.

Don’t Miss Macy’s Money Events

Similar to Kohl’s Cash, Macy’s Money promotions pop up several times a year. You’ll earn a set amount of Macy’s Money for spending during a specific period – like $10 for every $50 you spend – and then you can redeem it on a future shopping trip.

👉 See the current Macy’s Money event and check when you can earn and redeem.

Try Red Carpet By Macy’s

Want even more perks? The Red Carpet by Macy’s membership gives you year-round free shipping, early access to sales, and extra Star Rewards benefits.

It’s designed for the frequent shopper who loves a good VIP deal and wants a little something extra for loyalty.

👉 Learn about Red Carpet by Macy’s and see if it’s worth it for you.

Sign Up For Macy’s Emails

Even if you don’t shop there often, joining the email list is worth it. Macy’s usually sends new subscribers a 20% off coupon for their first order, and it’s the best way to find out about surprise sales, bonus events, and limited-time coupons.

👉 Sign up for Macy’s emails to get your first-shop coupon and stay in the loop.

Shop The Sale Hub

Before you check out, head to Macy’s Sale Hub – it’s where you’ll find all the markdowns in one place, from fashion to home goods. Macy’s updates this page constantly, so there’s almost always something worth grabbing.

👉 Shop Macy’s current sales here and stack your rewards for maximum savings.

Download The Macy’s App

The app isn’t just for shopping – it’s loaded with app-exclusive offers, extra Star Money opportunities, and early sale alerts. Plus, you can store coupons, track rewards, and even check prices while you’re in-store.

👉 Download the Macy’s app for extra perks and convenience.

Final Thoughts

Macy’s has more ways to save than most people realize. If you combine the Star Rewards program, Macy’s Money events, and app-exclusive deals – and you shop during Bonus Days – you’ll be getting top-tier savings every time you buy.

Stack your coupons, use your Star Money before it expires, and shop the sales first. That’s how to save the most money at Macy’s – the smart way.