Earning rewards while you shop has become the new way to shop and save. I mean, who wouldn’t want to get paid for shopping? It’s practically free money but knowing the best apps to earn cash back is important; not all apps legit.
Below we go over the different types of cash-back apps as well as the most popular ones.
While you’re paying for your grocery and utility bills, you can get returns with the help of cash-back apps and make some extra money. Whether you love to visit the store for your grocery shopping or you prefer to do it online, you can get the best deals on both online purchases and store visits.
Now, cash back apps are getting much more exciting and interesting as you can even have the best deals on gas at the gas station.
While of cutting costs to help you save, using cash back apps can help you even save more on your grocery and utility expenses. The best part is that all of these apps are free to use and download.
There are no annual or monthly subscription fees and almost all of the cash-back apps have great deals. These cash-back apps can be used with almost all Apple and Android devices.
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Types of Cash Back Apps
If you’re thinking of using cash-back apps to enjoy special offers, then you’ll need to know the types of cash-back apps that are available and that provide cash back in different ways. Before you decide on which apps to download, it’s good to do a little research and get to know what type of cash-back apps will benefit you.
Earning Extra Points
Some apps give you back points on shopping via debit card or credit card. The more will you shop, the more points you receive. Once you get enough points, you can get cash returned to your online account or can exchange the points for a gift card.
Earning Cash Back
These apps will give you some cash back on based on how much you spend. The cash back ranges from 5% to 30% on average and can go over 30% at times. Your cashback amount will be added to your previous cashback amount and once you have reached a limit set by the cash back app, you can withdraw the amount directly to your bank or PayPal account.
Receipt Scanning Cash Back
There are a few apps that will ask you to scan the payment receipt to get your cash Once you scan the receipt or upload it, you can claim the points or the cashback, whichever is offered by the app.
Most of the best cashback apps set the requirement to link a credit card or debit card to the app. If the cards aren’t linked, then you don’t get cash back – simple, huh? Although different apps offer different cash backs, returns, points, and deals, most of them will ask you to link your cards to the app.
There won’t be any deduction from your account, but your cards will be monitored by the app against your purchases and claims. In such cases, the apps will send you a notification whenever you’re getting a point or cash back reward. The app will also notify you once you reach the limit and guide you how to claim your rewards.
Aspects of Cash Back Apps
Be careful when deciding which apps to use and make sure what they are actually offering. There are apps that will give you a sign on bonus where they’ll offer low points or cash back percentages. So, don’t get excited when you see things like 100% commission, up to 50% off, instant reward amount, pay off your student debt, or have coupons.
These are strategies to get you to download their app over the others, but the promises are far fetched and unattainable. If a cashback app isn’t offering a cash reward for signing up or more points, then make sure you find out what the long term benefits are, don’t fall for the short incentives and then you’re left with lesser cash back and savings over time.
Here are a few things to consider when choosing a cash back app:
Offering Multiple Redemption: Always look at the redemption methods of the apps. It’s good to have multiple redemption methods instead of a single method. The best method considered by most app users is the redemption through a PayPal account. It’s safe, easy, and time-worthy to have PayPal redemption, but make sure they have others, as well.
Multiple Store Offerings: The app should have a long list of stores, both physical and online to purchase from to receive rewards. The more stores on the list, the more opportunities to earn cash back. There are few apps that are offering cashback on gas, too.
Low Redemption Amount: Look for apps that have a lower threshold for withdrawal so you have access to your cash back sooner. Some apps set higher rate and it takes a while to reach the limit for redemption
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Popular Cashback Apps
Here are some apps I use on the regular:
This cashback app is free to use and can help you save money with discounts and coupon codes for your favorite stores and retailers. You can create a wish list and include everything you want to buy in the future.
This app will send you a notification when your favorite retailers and stores have discounted anything on your list.
This is a free app with no subscription or renewal fee. The app has online shopping options and if you shop through it, you get points. Once you reached the minimum amount of points, you can redeem them and get cash back.
The Rakuten app is taking its place among my most favorite apps. This app can give you access to over 2500 online stores. You don’t have to have a Capital One account, and it’s free to anyone.
There isn’t any credit, cash, or point rewards in this app, all you need is to go to the links provided by the app, and the cash will be rewarded to your PayPal account every quarter.
With this app, you can earn up to 40% cashback on each purchase, and the earned rewards are cashed out with your PayPal account or through a check.
This app offers surveys to its subscribers and pays high rates for these surveys as compared to the market rates. MyPoints’ Cash Back program is an easy way to make free money and give high percentages of cashback rewards. For the same reason, this app has over 10 million active members. The rewards are either sent to PayPal or free gift cards are awarded to the subscribers.
This app has multiple ways for earning rewards. You can earn cash back for online or retail shopping, you can claim cash when you scan store receipts, make money with automatic discounts and connect it to your store loyalty cards.
There are over 300 online and physical retailers and you scan receipts for your purchases, for actual cash. You can redeem your cash back once you have accumulated $20. You can get your cash put on a gift card, sent to your Paypal account or to your bank account
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This Cashback app is generous and works with your online purchases. You can use this app on your mobile devices or you can use the free Chrome browser extension.
There are many cash back apps out there to choose from, just be careful which ones you choose. Make sure they are tried and trusted and have been around for a while, too. I have made a lot of money back and never shop without them.
Here is a larger list of the cash back apps I use regularly and have for years.
FAQ: Cash Back Apps
Q: How can I get cash back?
Answer: How can I get cash back? You can get cash back in many different ways. One way is to get a credit card that has a cash back feature for everyday purchases and travel. The other option is to use cash back apps to earn money.
Q: Do any apps actually pay you?
Answer: Do any apps actually pay you? Yes, they in fact do. You can get paid from a variety of apps, from playing games to ones that pay you for grocery shopping.
Q: What app gives you money back on groceries?
Q: What apps give you free cash?
Answer: There are many apps that give you free cash, like InboxDollars, Swagbucks, Ibotta, and Fluz that give you money for different tasks, whether that’s scanning receipts or surveys. But with so many to choose from, how do you know the best one?