How To Save The Most Money At Target With Target Circle, Circle 360, and the Target Circle Card (formerly RedCard)

Target has finally made their Circle rewards program simple – and yes, it’s actually worth using. If you’re already shopping there, it’s basically free money and perks you’ve been walking past.

🛒 What Is Target Circle?

Target Circle is Target’s free rewards program.

When you join, you’ll automatically earn Target Circle offers, get personalized deals, and sometimes even snag exclusive sales before anyone else.

👉 Join here: Target Circle

You’ll earn rewards every time you shop – online or in-store – and you don’t have to keep up with punch cards or receipts. Just sign in or enter your phone number at checkout and you’re good to go.

Quick wins inside Target Circle:

• Extra savings on groceries, household items, toys, clothes – you name it
• Birthday rewards every year
• Early access to seasonal sales
• Bonus offers that pop up just for you

If you love stacking deals, don’t miss 9 Things You Should Always Buy at Dollar Tree – these stores are unbeatable for budget-friendly finds.

💳 Target Circle Card (formerly RedCard): Extra Savings Every Day

If you’re ready to level up, the Target Circle Card (formerly RedCard) gives you an automatic 5% off every purchase, plus free shipping and an extended return window.

👉 Apply here: Target Circle Card (formerly RedCard)

You can choose the Debit Card version (linked to your checking account) or the Credit Card version. Both get you the same perks – just pick whichever fits your comfort zone.

Perks that make it worth it:

• 5% off everything (even sale prices)
• Free 2-day shipping on most orders
• Extended returns – 30 extra days
• Early Black Friday and holiday access

If you’re stocking up, pair your Target Circle Card (formerly RedCard) with the 21 Grocery Items You Can Freeze list to make those discounts stretch even further.

🚀 Target Circle 360: Fast Delivery + Big Convenience

If you’re tired of waiting on shipping, Target Circle 360 is their new premium membership.

👉 Learn more: Target Circle 360

It includes unlimited same-day delivery on orders $35 and up, free 2-day shipping, and free returns. It’s powered by Shipt, so you’ll also get same-day delivery from other retailers in your area.

Worth it if you:

• Do most of your shopping online
• Rely on Target for groceries and household staples
• Love convenience more than chasing promo codes

🎯 Don’t Forget the Weekly Ad Deals

If you’re not checking Target’s weekly ad, you’re leaving easy savings behind. New sales drop every Sunday, and they usually stack with Circle offers for even bigger discounts.

👉 See what’s on sale: Target Weekly Ad

It’s a great way to plan your grocery runs, grab holiday deals early, or time your big household buys when they’re cheapest.

And if you love stretching every dollar, check out 5 Meals To Keep In Your Pantry & Freezer – perfect for budget-conscious shoppers.

💰 How to Start Saving Today

1. Join Target Circle – it’s 100% free.
   👉 Sign up: Target Circle
2. Download the Target app and clip your Circle offers before shopping.
3. Use your phone number or app barcode at checkout so offers apply automatically.
4. Combine Target Circle offers with manufacturer coupons for maximum savings.
5. Check the Target homepage and Target Weekly Ad before every trip – it’s the easiest way to catch deals.

💡 Pro Tip: Stack & Save

One of the best things about Target Circle is how it stacks:

• You can combine Circle offers, Circle Card savings, manufacturer coupons, and Target sales – all in one transaction.
• Sometimes they even offer bonus rewards for shopping certain departments (like groceries or beauty).

If you’re not stacking, you’re not saving as much as you could.

🏁 The Bottom Line

If you already shop at Target – and let’s be honest, most of us do – Target Circle is a no-brainer.
Start with the free version, and if you find yourself ordering weekly, upgrade to Circle 360 or grab the RedCard to save even more.

👉 Start here: Shop Target